There are some aspects of this fund which may require extra consideration before deciding to invest.

Schedule 1 exemption

This investment offer has a Schedule 1 exemption, which means there is not as much required to be disclosed about it as others. There will be fewer documents to see. Here's more about Schedule 1.

Exclusion for debt securities issued by a registered bank (clause 21(b) of Schedule 1 of the FMCA)

Issuer's description of this product:

A retail programme for the issuance of unsecured, unsubordinated medium term notes

Minimum investment

$5,000

This is the minimum amount you would need to put into this in order to invest.

Closing date

Ongoing

This offer does not have a closing date and is a continuous issue. It's likely you'll be able to invest for the forseeable future.

Maturity

Non-fixed

This investment does not have a fixed date of maturity, which can mean flexible or multiple terms are available.

Maturity details

Rate

Non-Fixed

This investment offer does not have a single set rate. This may mean that the rate is variable or that there are multiple rates available.

Rate details

Key facts

Provider website

Issuer's industry

Financial/insurance

Credit ratings

Credit ratings can help you understand whether your investment in bonds will pay or if you'll get your money back. They indicate the long-term ability of the issuer to repay its debts. See also the Reserve Bank's primer on credit ratings and a map of the three scales used by the rating agencies.

Investment credit rating

A (stable)
(Standard & Poor's)

This is the credit rating for this particular bond or debt security.

Issuer credit rating

Not provided

This is the credit rating for the organisation issuing the bond or debt security.

Maturity

Non-fixed

Maturity conditions description

The Notes will have an original term of 365 days or more, with the particular term set out in the relevant final terms and (if applicable) confirmation of issue

Rate

Non-fixed

Rate calculation description

Each series of Notes will bear interest at either: (i) a fixed rate for the whole term of the Notes; or (ii) a floating rate calculated as a specific margin (which will apply for the whole term of the Notes) over the 3 month wholesale bank bill rate. Non interest-bearing (zero coupon) Notes may also be issued.

The interest rate or the method by which the interest rate will be determined will be set out in the relevant final terms and (if applicable) confirmation of issue

Key documents

These are the most important documents that a provider is required to file about this investment.

Product disclosure statement

Before you invest in a product like a fund, you are given a PDS which has essential details about it and the company providing it. Here's more on how to read a PDS.

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Additional disclosure documents

These are more documents from the provider that can contain interesting information.

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Additional details

Issuer details

Name

INDUSTRIAL AND COMMERCIAL BANK OF CHINA (NEW ZEALAND) LIMITED

Type

NZ Limited Company

Industry

Financial/insurance

Website

NZBN

Credit rating

Not provided

Offer details

Date registered

02 September 2015

Date opened

02 September 2015

Closing date

None

Offer credit rating

A (stable) (Standard & Poor's) on 01 September 2015

Continuous issue

Yes

Further payments may be required

Yes

Restrictions on transfer

No

Issuer can withhold, reduce, or delay payment

No

Convertible product

No

Intending to list

No

Schedule 1 exemption

Yes: Exclusion for debt securities issued by a registered bank (clause 21(b) of Schedule 1 of the FMCA)

FMA exemption

No

Reference numbers

Offer

OFR10266: INDUSTRIAL AND COMMERCIAL BANK OF CHINA (NEW ZEALAND) LIMITED MEDIUM TERM NOTE PROGRAMME

Next steps

Want to know more about this investment or how it compares to others? Have a look at its peers.

Product disclosure statement

Take a deeper dive into the PDS, which has essential details about this offer and the company providing it. Here's more on how to read a PDS.

Getting investment advice

Good advice is gold. Everyone can benefit from expert advice, provided the adviser has your interests at heart. Here's how to find one and key questions to ask. 

Interested in investing in this offer? Visit the provider's website. icbcnz.com