There are some aspects of this fund which may require extra consideration before deciding to invest.

Mix data not available

There may be no data yet, or the data has issues. So this fund can't yet be compared to others, or to an average.

Mix

Fees

The fees shown here (in purple) are what you would have paid if you had $10,000 in this fund during the year ending 31 March 2022. Average fees for KiwiSaver funds are in grey.

Fees

Returns

Returns here (in green) show how much this fund has grown in value over the five years up to 31 March 2022, after fees and taxes. Compare with the average KiwiSaver fund (in grey).

Returns

Key facts

Here is what the provider says about this managed fund

Invests in a mix of income and growth assets and is designed for investors that want a balanced investment option. A socially responsible fund which excludes assets that do not meet the fund's defined ethical investment standards. Negative annual returns may occur once in every 5-7 years on average.

Provider website

superlife.co.nz

Fund start date

31 March 2008

When can you get your money out?

This is a KiwiSaver fund, which means generally you can withdraw only to purchase a first home, after the age of 65 or in cases of financial hardship.

Mix

Mix not yet available – there may be no data yet, or the data has issues. So this fund can't yet be compared to others, or to an average.

Top 10 investments

These assets make up 66.69% of this fund.

Asset Asset class Type Country % of Fund
DIMENSIONAL GLOBAL SUSTAINABILITY TRUST - NZD HEDGED Shares International equities AU 23.21%
DIMENSIONAL GLOBAL BOND SUSTAINABILITY TRUST NZD CLASS Bonds International fixed interest AU 16.83%
DIMENSIONAL GLOBAL SUSTAINABILITY TRUST UNHEDGED CLS UNITS Shares International equities AU 14.85%
DIMENSIONAL AUSTRALIAN SUSTAINABILITY TRUST Shares Australasian equities AU 4.29%
VANGUARD INTERNATIONAL PROPERTY SECURITIES INDEX FUND Property Listed property AU 4.05%
ANZ NZD CURRENT ACCOUNT Cash Cash and equivalents NZ 0.96%
WESTPAC NOTICE CONSTANT MATURITY DEPOSIT Cash Cash and equivalents NZ 0.68%
NEW ZEALAND GOVERNMENT BOND Bonds New Zealand fixed interest NZ 0.66%
NEW ZEALAND GOVERNMENT BOND Bonds New Zealand fixed interest NZ 0.60%
EBOS GROUP LTD Shares Australasian equities NZ 0.56%

Full list of investments this fund holds

csv, 15 KB

Fees



These are the fees you would have paid (in purple) if you had $10,000 in this fund during the 12 months that ended on 31 March 2022. You can compare these with fees for the average KiwiSaver fund (in grey).

A comparison of averages is not available for this fund. See Mix details for more information.

Fees breakdown

Here's a breakdown of the different charges in this fund (in purple), compared to the average KiwiSaver fund (in grey).

Fee Type % For Year Ending 31/03/2022 Amount Paid on a 10K Balance

Management

This fee is charged to you by the fund manager on the fund or an underlying fund, and is based on a percentage of your balance.

0.69%
$69.00

Other

This is a summary of other potential costs not covered in the categories displayed.

0.01%
$1.00

Performance-based

These fees are based on the performance of the fund or underlying fund. When the fund performs well, these will be higher.

None
$0.00

Membership

You pay this membership charge (a flat fee) each year, regardless of your balance or the fund's performance.

0.30%
$30.00

Total combined fees

These are a total of management and administration charges and performance-based fees for the year ending 31 March 2022. They do not include fees for activities like transferring or withdrawing.

1.00%
$100.00

Returns


For the past five years, this fund returned this average each year to investors (in green). This was after fees and taxes (28% PIR) were taken out. To compare, you can see the average return over the same time for all KiwiSaver funds (in grey).

A comparison of averages is not available for this fund. See Mix details for more information.

Yearly returns

These annual returns (in green) were for the 12 months up to 31 March 2022. You can compare them to the average KiwiSaver fund (in grey).

Risks

Specific risks for this fund

Chasing higher returns while investing always increases risks. Several kinds of risks, actually. It is important to evaluate whether the returns are worth it, whether you can cope, and whether this investment will in fact help you achieve your goals. Also, since the way an investment is structured can make it riskier, it's important to understand how it works.

You'll find the specific risks in the Risk section of the PDS, and here's more about understanding risk.

pdf, 991 KB

Risk indicator

This is a gauge of how volatile this investment has been – how much it has gone up and down in value. It has been calculated based on the fund's five-year performance (or an appropriate market index if it has not been around that long).

The left side of this range of numbers indicates a Lower risk

The right side of this range of numbers indicates a Higher risk

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7

The left side of this range of numbers indicates Potentially
lower returns

The right side of this range numbers indicates Potentially
higher returns

Key documents

These are the most important documents that a provider is required to file about this investment.

Product disclosure statement

Before you invest in a product like a fund, you are given a PDS which has essential details about it and the company providing it. Here's more on how to read a PDS.

pdf, 991 KB

Fund update (most recent)

This update from the provider lets you see much of the same information shown here in Smart Investor: how this fund is performing, what it costs and the investments it currently holds.

pdf, 244 KB

Complete asset portfolio

Statement of investment policy and objectives (SIPO)

A SIPO tells you where the fund managers are coming from. It sets out the governance and management framework, philosophy, strategies and objectives for this investment.

pdf, 418 KB

Key personnel

These are the directors and employees who have the most influence on investment decisions for this fund.

Name Current position Time in role
GUY ROULSTON ELLIFFE Director 6 years, 4 months
STUART KENNETH REGINALD MILLAR Chief Investment Officer - Smartshares 2 years, 10 months
HUGH DUNCAN STEVENS Chief Executive Officer - Smartshares 4 years, 1 month
ALISTER JOHN WILLIAMS Director 6 years, 4 months

Additional details

Manager details

Name

SMARTSHARES LIMITED

Type

NZ Limited Company

Website

NZBN

Supervisor

Name

PUBLIC TRUST

Fund details

Asset liquidity ratio

100.00%

Total value of fund

$57,264,819.00

Debt ratio

0.60%

Continuous issue

Yes

Default KiwiSaver

Yes

Lifecycle option

No

Multi-fund option

No

Schedule 1 exemption

No

FMA exemption

No

Number of members

1,683

Reference numbers

Fund

FND2458: ETHICA FUND

Offer

OFR11087: SUPERLIFE KIWISAVER SCHEME

Scheme

SCH10768: SUPERLIFE KIWISAVER SCHEME

Next steps

Want to know more about this investment or how it compares to others? Have a look at its peers.

This is

KiwiSaver fund

Product disclosure statement

Take a deeper dive into the PDS, which has essential details about this offer and the company providing it. Here's more on how to read a PDS.

Fund update (most recent)

These are provided to members of the fund (usually once each quarter) to update them on its performance.

Getting investment advice

Good advice is gold. Everyone can benefit from expert advice, provided the adviser has your interests at heart. Here's how to find one and key questions to ask. 

Interested in investing in this offer? Visit the provider's website. superlife.co.nz