Issuer's description of this product:
Offer for unsecured Deposits and Redeemable Shares issued by Wairarapa Building Society (WBS)
Minimum investment
$1.00
This is the minimum amount you would need to put into this in order to invest.
Closing date
Ongoing
This offer does not have a closing date and is a continuous issue. It's likely you'll be able to invest for the foreseeable future.
Maturity
Non-fixed
This investment does not have a fixed date of maturity, which can mean flexible or multiple terms are available.
Rate
Non-fixed
This investment offer does not have a single set rate. This may mean that the rate is variable or that there are multiple rates available.
The details
Key facts
Provider website
Minimum total to be raised
The issuer of this investment has indicated that a minimum of $1.00 must be raised before it is issued.
Issuer's industry
Financial/insurance
Credit ratings
Credit ratings can help you understand whether your investment in bonds will pay or if you'll get your money back. They indicate the long-term ability of the issuer to repay its debts. See also the Reserve Bank's primer on credit ratings and a map of the three scales used by the rating agencies.
Investment credit rating
BB+ Stable
(Fitch Ratings)
This is the credit rating for this particular bond or debt security.
Issuer credit rating
BB+ Stable
(Fitch Ratings)
This is the credit rating for the organisation issuing the bond or debt security.
Maturity
Non-fixed
Maturity conditions description
Variable maturities depending on the type and term of the investment
Rate
Non-fixed
Rate calculation description
Interest is calculated on a daily basis on the balance of the investment and is paid on the frequency agreed at the time of making the investment
Key documents
These are the most important documents that a provider is required to file about this investment.
Product disclosure statement
Before you invest in a product like a fund, you are given a PDS which has essential details about it and the company providing it. Here's more on how to read a PDS.
WBS Product Disclosure Statement 12 December 2025.pdf
How this investment works, including about the provider, risks, costs and potential returns
PDF, 666.26 KB
Additional disclosure documents
These are more documents from the provider that can contain interesting information.
Newterminvestmentapplicationform.pdf
WBS Term Investment Application Form
PDF, 253.12 KB
WBS Rules 25 th July 2025.pdf
WBS Rules
PDF, 408.11 KB
Newcallinvestmentapplicationform.pdf
WBS Call Investment Application Form
PDF, 146.08 KB
WBS Statementof Key Ratiosand Selected Financial Information asat 31 March 2020.pdf
Additional product disclosure statement from the provider
PDF, 245.69 KB
WBS Statementof Key Ratiosand Selected Financial Information asat 31 March 2021.pdf
Additional product disclosure statement from the provider
PDF, 1.27 MB
WBS Statementof Key Ratiosand Selected Financial Information asat 31 March 2022.pdf
Additional product disclosure statement from the provider
PDF, 1.38 MB
Statementof Key Ratios 31 March 2023.pdf
Additional product disclosure statement from the provider
PDF, 1.19 MB
WBS Current Investment Rates 21.04.26.pdf
WBS Current Investment Rates
PDF, 208.75 KB
Additional details
Issuer details
Name
WAIRARAPA BUILDING SOCIETY
Type
Building Society
Industry
Financial/insurance
Website
NZBN
9429043042678
Credit rating
BB+ Stable (Fitch Ratings) on 27 Sep 2016
Supervisor
Name
TRUSTEES EXECUTORS LIMITED
Offer details
Date registered
25 November 2016
Date opened
28 November 2016
Closing date
None
Offer credit rating
BB+ Stable (Fitch Ratings) on 26 November 2025
Continuous issue
Yes
Further payments may be required
No
Restrictions on transfer
Yes
Restrictions on acquisition
No
Convertible product
No
Intending to list
No
Schedule 1 exemption
No
FMA exemption
No
Reference numbers
Offer
OFR11043: WAIRARAPA BUILDING SOCIETY