GOLD BAND FINANCE LIMITED OFFER OF SECURED DEBENTURE STOCK

GOLD BAND FINANCE LIMITED
goldbandfinance.co.nz

Issuer's description of this product:
Secured debt securities

Minimum investment

$5,000

This is the minimum amount you would need to put into this in order to invest.

Closing date

Ongoing

This offer does not have a closing date and is a continuous issue. It's likely you'll be able to invest for the foreseeable future.

Maturity

Maturity type

This maturity type is used to classify bonds and other types of securities into broad categories.

Non-fixed

This investment does not have a fixed date of maturity, which can mean flexible or multiple terms are available.

Maturity details

Rate

Non-fixed

This investment offer does not have a single set rate. This may mean that the rate is variable or that there are multiple rates available.

Rate details


Key facts

Provider website

Issuer's industry

Financial/insurance

Credit ratings

Credit ratings can help you understand whether your investment in bonds will pay or if you'll get your money back. They indicate the long-term ability of the issuer to repay its debts. See also the Reserve Bank's primer on credit ratings and a map of the three scales used by the rating agencies.

Investment credit rating

BB-

This is the credit rating for this particular bond or debt security.

Investment credit rating

This rating grades the quality of this investment, and can be a useful tool for gauging the risk of whether you'll get your money back as promised.

Issuer credit rating

Not provided

Maturity


Non-fixed

Maturity conditions description

Term deposits are issued for 6 months, 9 months, 18 months, 1, 2, 3, 4 or 5 years.

Rate


Non-fixed

Rate calculation description

Interest rates are set by the issuer after considering the prevailing market conditions and the issuer's cost of funds. Interest rates can be found by telephoning 0800 55 3000 or can be downloaded from the issuer's website. Interest rates on investments are fixed for the period of the investment, unless the issuer agrees to early withdrawal.

Key documents

These are the most important documents that a provider is required to file about this investment.


Product disclosure statement

Before you invest in a product like a fund, you are given a PDS which has essential details about it and the company providing it. Here's more on how to read a PDS.

Gold Band Finance Limited PDS 26 February 2026.pdf

How this investment works, including about the provider, risks, costs and potential returns

PDF, 223.64 KB

Additional details


Issuer details

Name

GOLD BAND FINANCE LIMITED

Type

NZ Limited Company

Industry

Financial/insurance

NZBN

Credit rating

Not provided

Supervisor

Name

COVENANT TRUSTEE SERVICES LIMITED

Offer details

Date registered

26 February 2016

Date opened

26 February 2016

Closing date

None

Offer credit rating

BB- on 28 November 2025

Continuous issue

Yes

Further payments may be required

No

Restrictions on transfer

No

Restrictions on acquisition

No

Convertible product

No

Intending to list

No

Schedule 1 exemption

No

FMA exemption

No

Reference numbers

Offer

OFR10427: GOLD BAND FINANCE LIMITED OFFER OF SECURED DEBENTURE STOCK

Next Steps

Want to know more about this investment or how it compares to others? Have a look at its peers.

Compare with other Bonds

Product disclosure statement

Take a deeper dive into the PDS, which has essential details about this offer and the company providing it. Here's more on how to read a PDS.

Getting investment advice

Good advice is gold. Everyone can benefit from expert advice, provided the adviser has your interests at heart. Here's how to find one and key questions to ask.

Interested in investing in this offer? Visit the provider's website. goldbandfinance.co.nz