Issuer's description of this product:
Term Deposits, a secured debt security
Minimum investment
$2,000
This is the minimum amount you would need to put into this in order to invest.
Closing date
Ongoing
This offer does not have a closing date and is a continuous issue. It's likely you'll be able to invest for the foreseeable future.
Maturity
Non-fixed
This investment does not have a fixed date of maturity, which can mean flexible or multiple terms are available.
Rate
Non-fixed
This investment offer does not have a single set rate. This may mean that the rate is variable or that there are multiple rates available.
The details
Key facts
Provider website
Issuer's industry
Financial/insurance
Credit ratings
Credit ratings can help you understand whether your investment in bonds will pay or if you'll get your money back. They indicate the long-term ability of the issuer to repay its debts. See also the Reserve Bank's primer on credit ratings and a map of the three scales used by the rating agencies.
Investment credit rating
BB with Stable Outlook
This is the credit rating for this particular bond or debt security.
Issuer credit rating
BB with Stable Outlook
()
This is the credit rating for the organisation issuing the bond or debt security.
Maturity
Non-fixed
Maturity conditions description
Term deposits are issued for terms of three months, six months, one year, eighteen months, two years, three years, four years and five years
Rate
Non-fixed
Rate calculation description
The interest rates paid will depend on the term chosen for investment. Interest rates on term deposits are fixed for the terms selected.
Interest rates are available on our website, and subject to change without notice.
Key documents
These are the most important documents that a provider is required to file about this investment.
Product disclosure statement
Before you invest in a product like a fund, you are given a PDS which has essential details about it and the company providing it. Here's more on how to read a PDS.
General Finance Limited PDS 30 May 2025.pdf
How this investment works, including about the provider, risks, costs and potential returns
PDF, 2.77 MB
Additional disclosure documents
These are more documents from the provider that can contain interesting information.
Keyratiosandselectedfinancialinformationasat 31 March 2021.pdf
Key ratios and selected financial information as at 31 March 2021
PDF, 313.34 KB
Key ratios and selected financial information as at 31 March 2025.pdf
Key Ratios and Selected Financial Information as at 31 March 2025
PDF, 309.19 KB
Keyratiosandselectedfinancialinformationasat 31 March 2023.pdf
Key ratios and selected financial information as at 31 March 2023
PDF, 310.22 KB
Keyratiosandselectedfinancialinformationasat 31 March 2022.pdf
Key ratios and selected financial information as at 31 March 2022
PDF, 320.79 KB
Key ratios and selected financial information as at 31 March 2024.pdf
Key Ratios and Selected Financial Information as at 31 March 2024
PDF, 123.59 KB
General Finance Rankingof Debt Securities Mar 25.pdf
Additional product disclosure statement from the provider
PDF, 140.69 KB
Additional details
Issuer details
Name
GENERAL FINANCE LIMITED
Type
NZ Limited Company
Industry
Financial/insurance
Website
NZBN
9429038072994
FSP Number
Credit rating
BB with Stable Outlookon 06 Dec 2023
Supervisor
Name
COVENANT TRUSTEE SERVICES LIMITED
Offer details
Date registered
25 January 2016
Date opened
3 February 2016
Closing date
None
Offer credit rating
BB with Stable Outlook on 11 July 2024
Continuous issue
Yes
Further payments may be required
Yes
Restrictions on transfer
Yes
Restrictions on acquisition
No
Convertible product
No
Intending to list
No
Schedule 1 exemption
No
FMA exemption
No
Reference numbers
Offer
OFR10368: GENERAL FINANCE LIMITED OFFER OF TERM DEPOSITS